Affordability Calculator.
Debt Recovery Specialists
Understand your monthly position.
A clear budget is the first step toward becoming debt-free
Enter your monthly income and expenses below. The calculator shows your disposable income and an indicative amount you could comfortably put toward a repayment arrangement each month. Nothing you enter here is sent to us or stored – the calculation happens entirely in your browser.
Monthly income (after tax)
Monthly expenses
R 0
Total monthly income
R 0
Disposable income after expenses
R 0
Indicative affordable monthly repayment
This calculator provides a rough, indicative guide only and does not constitute financial advice or an offer of any payment arrangement. The indicative repayment is 60% of your disposable income, leaving a buffer for unexpected costs. Every situation is unique – talk to one of our advisors to agree a plan that genuinely fits your circumstances.